Tuesday, September 3, 2013

How's The Shoe Market In Africa?


Many years ago... two British salesmen were sent by a shoe manufacturer to Africa to investigate and report back on the market potential for shoes sales.
The first sales rep reported back, "There is no potential here - nobody wears shoes."

The second rep reported back, "There is massive potential here - nobody wears shoes."

Make sure you're wearing your opportunity glasses.

Same Sex Couples Legally Married Are Now Treated As Married For Federal Tax Purposes - Good News For Property Owners

The IRS says that, if a same-sex couple is legally married, they will be treated as married for all federal tax purposes. The ruling applies regardless of whether the couple lives in a state that recognizes same-sex marriage or a state that does not recognizes it. 
The ruling also has important tax implications for same-sex couples who own real estate. For example, same-sex spouses who own a home and have a mortgage together will be able to claim the home mortgage interest deduction jointly on their joint tax return, like any other married couple. There is no need to split the deduction between them on their individual returns.

California (June 17, 2008) Connecticut (April 16, 2009) Delaware (July 1, 2013) Iowa (April 27, 2009) Maine (Nov. 6, 2012) Maryland (Jan. 1, 2013) Massachusetts (May 17, 2004) Minnesota (Aug. 1, 2013) New Hampshire (Jan. 1, 2010) New York (July 24, 2011) Rhode Island (Aug. 1, 2013) Vermont (Sept. 1, 2009) Washington (Dec. 6, 2012) District of Columbia (March 3, 2010) 

http://www.inman.com/2013/08/30/what-irs-recognition-of-gay-marriage-in-every-state-means-for-real-estate/#sthash.v0ggK4Z6.dpuf

Thursday, April 4, 2013

Appeal Your Property Tax Bill


Owning a home is an expensive proposition. There’s 
maintenance, landscaping, utilities, renovations, and
of course, taxes. It’s your civic duty to pay the latter 
but it’s also your right not to yield a penny more than 
your fair share. It’s possible to trim your property tax 
bill by appealing the assessed value of your home. But 
making a case against your real estate assessment, the 
basis for your property tax bill, requires doing a bit of homework. Initial research can be done online or by phone over two or three days but
the process can stretch out for months if you’re forced to file a formal appeal.  
Read your assessment letter.... ~ to read full article:  http://goo.gl/DDPW7

Tuesday, February 12, 2013

Salem MA New Development to cost $45 million

Great news for Salem! SalemNews.com. Salem is  a destination spot for it's variety of restaurants, quirky unique retail shops, farmers market, historic landmarks, architecture, witches, etc.   
Salem's proposed development project is getting positive reaction. This 5 - 6 story building located at the corner block of Dodge & Washington (see map) has a projected cost of $45 million to build. The mayor is quoted to say about the project: "It will have the benefit of stretching our downtown up to this section of Washington St & create a destination replete with wide sidewalks for al fresco dining and ample new retail space, combined with residential and office units above."

Thursday, January 10, 2013

Building momentum: Start with doing anything...

Building momentum   Whether you're in a slump or in motion with momentum, this is an article to read to get you to continue moving forward or up out of that slump!  Law of motion:

An object at rest will stay at rest and conversely, an object in motion will remain in motion, UNLESS compelled to change by another force. Sir Isaac Newton


Wednesday, December 19, 2012

What To Get Your Cat For Christmas


Many of us will be thinking about presents to give to our companion cats for the holidays. What makes a good gift for a cat? Certainly anything that improves the quality of your cat’s life would be wonderful gift for her and for you. Consider taking her to your veterinarian for that annual health exam that you have been putting off. She might not think it is very much fun, but the reward for her and you is a longer and healthier life.
Most cats seem to like the stimulation provided by outside views. You can build your cat an outside cage where she can be outside on nice days but secure from getting lost or injured in the neighborhood. An alternative is to build or buy an elevated perch where your cat can sit or lie and look out a window and/or watch the activities of the household. Cats seem to like to rest on elevated places. Placing a bird feeder outside a window can be attractive to your cat. There are also videos of birds and small animals especially made to entertain cats.
Puzzle toys are often attractive to cats. Boxes or tracks with balls that can be moved around are fun for lots of cats. Puzzle balls with food treats inside can also be attractive. Feathers on strings or even strings on the end of sticks can be very entertaining for cats. Toys or scratching posts with catnip are fun for most cats. You can grow catnip for your cat or even grow “kitty greens” for your cat to eat. Think about adding an additional scratching post for your cat to give her another place to scratch.
Toys for cats don’t have to be expensive. Many cats enjoy playing in empty boxes or paper bags. Whatever you buy or make for your cat, think about her safety. No sharp edges, nothing that can be swallowed (unless it is food) and nothing that can fall over. Be especially careful of strings, Christmas tree tinsel and ribbons that cats may try to swallow. They can cause serious problems.
Probably the best gift that we can give our cats is the gift of ourselves. Spending quality time with our cats, playing with them, petting them or just sitting with them will be rewarding for them and for us. Especially during the busy holiday season, spending a little extra time with our cats can enrich all our lives.

Saturday, December 15, 2012

Don't settle for Good Enough - by John Boe


excellence_achievementFrom luxury automobiles to high-tech electronics, the phrase “made in Japan” is synonymous with quality and reliability. The Japanese have a well-deserved reputation for their relentless pursuit of excellence, but it wasn’t always that way.
At the end of WWII, many Japanese cities lay in ruin, its manufacturing base destroyed and its economy devastated. General Douglas McArthur assembled a team of American business consultants to spearhead the rebuilding of the Japanese economic recovery. Dr. W. Edwards Deming, a statistician who worked at the US census bureau, was selected as a member of that distinguished team.
It was Dr. Deming who introduced the Japanese business leaders to the concept of Total Quality Management (TQM). Japan used the philosophy of TQM and the concept of continuous improvement to set and achieve ambitious national goals. Quality management best practices developed quickly in Japanese plants and became a major driving factor behind the Japanese management philosophy. By 1960, the culture of quality control management had become a national preoccupation.
In the early ‘70s, Ford Motor Company bought an interest in the Japanese automobile company, Mazda. Shortly after the partnership started, Ford discovered that the Japanese manufactured transmissions were seven times more reliable and smoother running than the American-made version. The management team at Ford disassembled the Japanese transmission and to their surprise, discovered that the parts were meticulously machined to a tolerance way beyond industry specifications. The blueprints allowed a tolerance of plus or minus a few millimeters, and while the American-made gears varied within the allowable tolerance, all of the Japanese-made gears were right on the desired value with a negligible amount of variation. The American transmission was built with a standard of “good enough” because it met the acceptable levels for tolerance.
Guided by the principles of TQM, in 1950 the Japanese government set a ten-year goal of becoming the number one country in the world in the production of textiles. Upon achieving this goal, in 1960, they set a new challenge of becoming the number one country in the world in the production of steel. This is a noteworthy goal considering the fact that Japan doesn’t have coal or iron ore deposits of any significance. In 1970, the Japanese turned their attention to dominating the automobile industry. In the 80′s, Japan was determined to set the quality standard in the field of computers and electronics.
Do you have written business and personal goals? Are you practicing continuous improvement in your business, or is the status quo good enough? Could your sales and marketing materials use an update? Are you actively involved in personal and professional self-development to improve your skills? Don’t settle for good enough.
“Quality is never an accident; it is always the result of high intention, sincere effort, intelligent direction and skillful execution.”
- William A. Foster

Sunday, November 4, 2012

It's time to vote...are you ready?

www.WhereDoIVoteMA.com will show you the candidates in your area and the ballot questions.  Voting day is Tuesday NOV 6th.

Friday, October 26, 2012

Happy Halloween!


Salem Ma is the busiest this time of year, go to: HauntedHappenings.org for happenings in spooky Salem.                        

Saturday, October 6, 2012

Home For Sale

Love this Historic Chelsea Waterfront home~Exclusively offered $295,000~

Karen Ferro ~781-479-4000~ www.karenferro.com