Microsoft Is Watching EVERYTHING you do - What's wrong with this?

Are you using Windows 10? Read the fine print. The company saves customers’ basic information—name, contact details, passwords, demographic data and credit card specifics —but it also digs a bit deeper. Saves include Bing search queries and conversations with the new digital personal assistant Cortana; contents of private communications such as email; websites and apps visited (including features accessed and length of time used); and contents of private folders. Furthermore, “your typed and handwritten words are collected"...read more: http://www.newsweek.com/windows-10-recording-users-every-move-358952

How to eat if you're avoiding GMO's

http://www.wholefoodsmarket.com

ISn't Vinegar amazing!!! 25 Cleaning Hacks You'll Wish You Knew Sooner

Mac Tips and Tricks 2014- this was one of last years video tip but they are all relevant

Mac Tips and Tricks 2015

iPhone Tips and Tricks 2015

You can bring your home to sparkling guest-readiness without going overboard

A few tips from the “New York Times” will keep your home merry, bright, and clean:

Salem Haunted Happenings....

"For things to do in Salem ~ Happy Halloween!"

Cat Halloween Safety tips by Fanny Syufy

"10 Halloween safety tips for your cat"

SWAMPSCOTT Free Outdoor Concerts Wednesdays 6pm-8pm

Wednesday Night Concerts~ Town Hall Lawn

The Cost of Waiting....

Buying a Home: The Cost of Waiting Posted: 01 Jul 2014 04:00 AM PDT Whether you are a first time buyer or a move-up buyer, you should look at the projections housing experts are making in two major areas: home prices and mortgage rates. PRICES -Over 100 economists, real estate experts and investment & market strategists wererecently surveyed. They were asked to project where home prices were headed. The average value appreciation projected over the next twelve month period was approximately 4%. MORTGAGE INTEREST RATES -In their last Economic & Housing Market Outlook, Freddie Mac predicted that 30 year fixed mortgage rates would be 4.8% by this time next year. As of last week, the Freddie Mac rate was 4.14%. What does this mean to you? -If you are a first time buyer currently looking at a home priced at $250,000, this is what it could cost you on a monthly basis if you wait to buy next year:

SMILE

Because I'm HAPPY!    
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